White-label passes for Apple and Google Wallet, powered by native USDC stablecoin settlement. Consolidate your loyalty and issuing stacks into a single infrastructure.
PassEntry, PassKit, Airship issue passes — settlement and FX run on someone else's rails.
Marqeta and Stripe Issuing put a card in a wallet, not a brand in one. They don't handle native pass experiences.
Pass Type IDs, Google issuer onboarding, push delivery, scanner SDKs — the operational tail is longer than the build.
Issue, manage, and update natively branded passes without writing infrastructure code. Designed for high-volume loyalty and hospitality scale.
Pass face, push notifications, download flows, scanner — all yours. Our chrome stays in the admin only.
Tap-to-redeem, location triggers, real-time updates — available from the Pro tier, not gated behind enterprise sales.
Manage multiple brands from one workspace switcher. Permissions, audit logs, sandbox/live parity — Stripe-style.
Enable guests to spend balances anywhere. Built on Aptos with keyless authentication so end-users never see crypto terminology.
Virtual cards via API, physical via Marqeta-class rails. Apple Pay / Google Pay provisioning included.
Guests see dollars. You settle in USDC on Aptos. FX margin goes to you, not the network.
Not in a token that swings. Real spendable rewards every cycle.
Every dollar of USDC settlement generates float yield, FX spread, and interchange. We share that back as a published SaaS discount — more volume, deeper discount.
| At $2M/mo USDC settlement | PassEntry | PassKit | QairoPay |
|---|---|---|---|
| Wallet pass platform fee | full list | full list | 30% off list |
| Per-pass overage | full list | full list | discounted band |
| Cashback infrastructure | — | — | included |
| Settlement currency | n/a | n/a | USDC, T+0 |
PassEntry, PassKit, and Airship can match our SaaS price. They cannot match our settlement economics — they don't run their own payment rails.
Guest wallet top-ups, hotel-key entitlements, ride access, retail and F&B in-park.
Mobile keys, folio top-ups, loyalty tier, spa and in-room charges.
Membership passes, store cards, branded prepaid balances, seamless returns.
Tickets, F&B credit, merch purchases, post-event redemption windows.
Spend Card standalone pricing available upon request.
Commit to $2M/month USDC settlement and earn 30% off your platform fee — every month, automatically. Per-pass overage rates drop too. The more volume you route, the more your SaaS bill compresses.
"QairoPay allowed us to replace two legacy vendors with a single unified stack. The guest experience improved, and our finance team prefers the USDC settlement rails."
"We were looking at a 9-month internal build just to get basic wallet passes working. QairoPay had us live with full native payments integration in under six weeks."
We treat compliance as table stakes, not a feature. Audited annually. Detailed security posture on request. Apple Wallet and Google Wallet certifications maintained by our issuing infrastructure.
// Create a new branded wallet pass
const pass = await qairo.passes.create({
templateId: 'tpl_9x8c7v',
tenantId: 'tnt_universal',
fields: {
guestName: 'Jane Doe',
tier: 'Gold',
balance: '250.00'
},
barcode: {
message: 'usr_12345',
format: 'PKBarcodeFormatQR'
}
});